What is the definition of affordable housing?

    Housing is considered “affordable” if it costs less than 30% of a household’s before-tax income.

    What’s the difference between Social Housing and Affordable Housing?

    Social housing is housing that is supported by the County of Simcoe, our Consolidated Municipal Service Manager, and usually targeted to underserved groups - individuals with identified mental, physical and/or social issues and needing government income support or specialized assistance. Affordable housing may be market or social housing that satisfies the income threshold for affordable housing.

    What is Attainable Housing?

    Attainable Housing is quality housing available to low-income households who are not eligible for participation in the Social Housing program, yet whose housing needs are not being met by the private sector.

    Why is the Town focusing on rental units and not home ownership options?

    Households who need affordable housing typically have limited financial resources. Rental housing tends to have a lower monthly carrying cost and reduced up front costs, such as a mortgage down payment. While home ownership is an option for affordable housing, the Town has limited financial resources and has prioritized its initial efforts accordingly by focusing on delivering lower cost rental accommodation.

    Why is the Town of Midland involved in providing housing?

    The County of Simcoe is our housing service provider and is provincially mandated to ensure proper housing for the County. The lived reality is that the County does not have sufficient resources to provide the needed housing, especially for low-income individuals who do not qualify for social housing. The municipality is looking at ways to complement the County’s work to provide needed housing without unduly burdening the Midland taxpayer.